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Carrying a multi-tool is a great way to ensure you’re prepared for anything, but a Leatherman or Swiss Army Knife take up a lot of pocket space. They’ll get you into trouble at security checkpoints when the tool includes a blade, so you can’t take them through building security or through TSA at the airport (trust me — I’ve tried, and it doesn’t end well). For a stealthy multi-tool that’s easy to carry wherever you go, consider going with a credit card multi-tool instead.
Credit card multi-tools are designed to pack all the tools you need for everyday tasks inside your wallet. They’re ideal EDC tools that take up minimal space, and an affordable way to keep a toolbox within reach when you’re on the go or have in your bug out bag for when an emergency strikes. Most credit card multi-tools are TSA-compliant (providing they don’t have a blade), so you can truly take them anywhere.
There are a ton of credit card multi-tools out there, and not all of them are created equal. The card needs to be strong enough to handle a significant amount of pressure when you’re tightening bolts and driving screws, yet small and thin enough to squeeze into your wallet.
To help you separate the good from the bad, we’ve compiled a list of the best credit card multi-tools based on field tests and reviews. These tools don’t cost very much, so the gap between the most affordable tool and the most expensive one is less than $50. It’s worth the extra investment to upgrade the metal and double the number of tools at your disposal with a premium credit card multi-tool, but the affordable options are dependable and versatile enough to make a valuable addition to anyone’s EDC arsenal.
With the Toolcard Pro, Lever Gear manages to pack 40 tools into a 1.5mm-thick multi-tool. It’s small enough to slip into your wallet and TSA compliant, so you can truly carry it anywhere.
The Toolcard Pro is precision-engineered from heat-hardened 420 stainless steel, so it’s lightweight, strong, and durable. The card is finished with a classic satin bead blast and dark, permanent laser-etched marks. The smooth edges are easy to grip, and ensure the tool doesn’t damage your pocket or wallet. It’s designed and crafted in the USA, and includes an upgrade option with a money clip if you prefer to travel sans wallet.
Metric ruler (8cm), standard ruler (3”), 8 metric wrenches (5mm – 15mm), 8 standard wrenches (3/16” – 9/16”), 8 open-end wrenches (7mm, 8mm, 10mm, 11mm, 13mm, #4, #6, #8, #10, ¼”, 5/16”), bottle opener, can opener, cord cutter, small Phillips screwdriver, small flathead screwdriver, large flathead/Phillips screwdriver, straight edge/scraper, ¼” Hex bit holder, pry bar with nail puller, protractor, speed square (30°, 45°, 60°, 90°), and a circle-drawing template.
The 37-in-1 Multipurpose Credit Card Tool is stronger than other credit card tools in its price class thanks to a heavy-duty alloy finish. It’s durable, lightweight, portable, and easy to use. Satisfied customers say that it has every major tool group you could possibly ask for in such a compact multi-tool, including tools to round your nails and peel fruits.
Knife edge, saw blade, can opener, bottle opener, metric ruler, standard ruler, right triangle, smartphone stand, nail puller, cable bender, cable peeler, nail file, fruit/vegetable peeler, box/letter opener, multiple screwdriver heads, and multiple wrench sizes.
Victorinox — the iconic Swiss company behind the Swiss Army Knife — is the industry leader in multi-tools and pocket knives. They’ve been crafting durable, dependable tools for over 130 years, so they know a thing or two about quality craftsmanship.
Despite what the name implies, the SwissCard Lite Pocket Tool is an upgraded version of their Classic SwissCard. The handy multi-tool doesn’t have as many options as some of the other credit card tools on this list, but it’s the only one that offers an LED light, pressurized ballpoint pen, magnifying glass, straight pin, and tweezers. The compact tool is precision-crafted in Switzerland, and comes with a lifetime warranty.
Scissors, magnifying glass, ½” Phillips screwdriver, 00/0 Phillips screwdriver, 5mm screwdriver, 3mm screwdriver, tweezers, pressurized ballpoint pen, stainless steel pin, LED light, metric ruler, standard ruler, and an emergency blade / letter opener.
The EDC Card from Cha-O-Ha Design Company is our premium pick for the discerning customer who wants a weapons-grade multi-tool in their wallet. Inspired by high-end military knives, this credit card multi-tool is crafted with S35VN stainless blade steel for superior strength, edge retention, and corrosion resistance. The multi-tool is heat-treated in a vacuum to ensure uniformity, then cryogenically cooled to preserve the blade steel’s inherent strength.
Following the EDC credo of quality, usefulness, versatility, and minimalism, the Cha-O-Ha EDC Card manages to pack 31 tools in a card that’s smaller than a credit card. It’s designed to maximize ergonomics and leverage by utilizing finger and thumb grips for a tight, comfortable grip. The card is modular, utilizing an o-ring system for unique tasks using hex bit shanks. It’s a real tool that you can rely on in almost any situation.
Pry bar with a nail-lifting slot, 30mm metric ruler, 2-inch imperial ruler, tapered straight edge, lanyard hole, bottle opener (open hex driver), #2 Phillips driver, 5 x 0.8mm flathead driver, 12 closed hex drivers (2.5mm, 3.2mm, 4mm, 5mm, 8mm, 10mm, 13mm, 16mm, ¼”, 7/16”, 9/16”, 11/16”), 11 open hex drivers (5.5mm, 8mm, 10mm, 13mm, 16mm, 19mm, 3/16”, ¼”, 7/16”, 9/16”, 11/16”), and a ¼” hex driver with optional o-ring retention, designed to hold any ¼” screw bit shank for unusual fixes.
The Wildcard by Zootility barely offers enough tools to count as a multi-tool, but it’s the only credit card multi-tool with a fold-out pocket knife. Thanks to the company’s patent-pending FlyOff technology, you can quickly remove the blade without tools to make it TSA compliant (or when it’s time to replace the blade down the road). Minus the knife, you’ll still have access to two screwdrivers, a pry bar, and a bottle opener.
The Wildcard is made in the USA with heat-treated stainless steel. Even with the fold-out knife the credit card tool is just 2mm thick, so it’s easy to slide into your wallet or hold in your pocket.
Pocket knife, 2 screwdrivers, pry bar, and a bottle opener.
If you like the Zootility brand but you need more tools than the Wildcard offers, go with the Zootility PocketMonkey. You lose the knife, but the PocketMonkey offers 3x the tools for greater functionality. Like the Wildcard, the PocketMonkey is made in the USA with heat-treated stainless steel, so it won’t rust, bend, or break. It’s also TSA compliant, so you can carry it with you anywhere you go.
Bottle opener, phone kickstand, headphone cord wrap, orange peeler, pry bar, letter opener, 3 screwdrivers (Phillips, flathead, micro), 6 hex wrenches (2mm, 4mm, 6mm, 8mm, 10mm, ¼”), and a ruler (inches and centimeters).
The MRF Credit Card Multi-tool packs an industry-leading 60+ tools into a a multi-tool the size of your credit card. It can handle all of the standard tasks you’d expect from a credit card multi-tool and then some. Should you find yourself in a survival situation, you can even use the axe-end to fashion a survival hatchet in the wild! (For a full discussion on using a credit card multi-tool for survival, check out this article on 5 Real Uses of a Credit Card-Sized Survival Kit).
The MRF Credit Card Multi Tool is constructed with heavy duty 440c carbon stainless steel hardened to 52 HRC. It’s ultra durable, water-resistant, rust-resistant, and just 2mm thick. The handle is sweat-proof, slip-proof, and optimized for comfort, control, and leverage. The thoughtfully engineered tool comes with a genuine leather case to protect the sharp axe edges, or you can just slip it into your wallet.
Knife, cord cutter, bottle opener, nail puller, pry bar, box opener, can opener, axe, scraper, standard wrenches, metric wrenches, screwdriver, spoke wrenches, ¼” bit hex driver, leatherman standard bit driver, O2 wrench, butterfly wrench, distance ruler, shovel, BBQ grill scraper, fire starter, L-square, wire bender hole, wire stripper slot, drill guide (inches and metric), tire tread depth gauge, inch/metric ruler, metric compass, inch compass, protractor, 30-60-90 angle gauge, sundial clock, sundial compass.